What do you do if you have been involved in an auto accident and the other driver just ran away or does not have insurance?
What if you were a pedestrian or riding a bicycle and hit by a driver who drove away or does not have any auto insurance?
This is not unusual. Many drivers in Texas do NOT have insurance, so what should you do if the driver that hit you does not either?
You probably will not make a claim against the person who caused the collision if that person does not have any auto insurance because most people who drive without insurance don’t have enough money to justify the time and expense of making a claim against them, then proceeding to court and then, if you win at trial, trying to collect from such person any judgment you might obtain after a trial. Even if you win, the other party might file for bankruptcy protection and then you might receive nothing even though you incurred all those court expenses and wasted considerable time and energy.
So, what should you do?
You can be sure that the insurance company has its team already working on ways to reduce or deny your claim. A good attorney will keep these people in line. Any wrong move, and the insurance company may be faced with a lawsuit or mandatory arbitration, which is usually required in UM policies.
In addition, if the insurer in an UM or UIM claims acts unfairly, you may have a separate and additional claim against it for “breach of contract” and/or “breach of the implied covenant of good faith and fair dealing,” commonly referred to as acting in “bad faith”..
Our firm concentrates in handling personal injury claims and insurance disputes, including UM and UIM claims. We handle claims all over Texas, and we have helped thousands of people with their injury claims, including UM and UIM claims.
For more than 25 years, Carcrashladylawyers.com have obtained millions of dollars on their behalf of their clients.
“Lanease and Barbara are some of the few compassionate and dedicated attorneys out there! After being denied service/representation by several lawyers, it was them who went up and beyond for me! They was very informative throughout the entire process.”
– Bob Smith
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Houston, TX 77027
Arlington, TX 76018